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  • EXCLUSIVE Adviser of the Chambers Plan !


    Find out how to apply for coverage, whether your business has one person or dozens of employees.

    EXCLUSIVE Adviser of the Chambers Plan !


    As a brokerage we can offer you with affordable Life Insurance, Healthcare and Dental coverage, Disability Insurance, Critical Illness coverage and Long Term Care.
    We also provide Financial and Retirement Planning services.

  • You May Think It Is Your Business, Home, Cars or Investments ...


    ...we believe that your most valuable asset is your ability to make a living. Without it, you wouldn't be able to enjoy all the things that make your lifestyle possible. Can you put a price on this?

    You May Think It Is Your Business, Home, Cars or Investments ...

Solutions for Corporations
Solutions for Individuals

Working Together to Benefit You!

We provide expert guidance to corporations and individuals seeking health-care benefits, life insurance, financial solutions and integrated retirement planning.

LBM Consulting is a Sarnia based consulting firm specializing primarily in Employee Benefits and Investments/Retirement Planning. We service all of Southwestern Ontario and have access to every major insurance carrier in Canada and have the ability to make recommendations to suit each individual client's needs. When combining this with the fact that we are free of obligation toward any particular insurance agency or program, it is easy to see the advantage of dealing with a true independent consultant.

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Congratulations Barb Pajuk - 10 Years

Barb celebrated her 10 year anniversary with LBM Consulting on October 1st.  Here she is with Len MacLachlan celebrating with the rest of the ...

LBM Makes Donation to St. Clair Child & Youth Services

St. Clair Child & Youth Services purchases new van with support of LBM Consulting.

What the BREXIT vote means for investors

Dan Lebelle shares insights into what this means to you and how, for some, this is a good opportunity for additional investment.

Common Mistakes Made in Wills

What are they?  Watch this short video to find out!

NEW Certified Financial Planner - Welcome Dan Lebelle!

LBM Consulting is pleased to announce that Dan Lebelle has joined our team.  

Dan is a Certified Financial Planner with over 10 years ...

NEW Financial Services Customer Service Representative

LBM Consulting would like to welcome Annette Campbell as our new CSR for Financial Services.

Welcome Melissa Boucher!

We would like to introduce Melissa Boucher as our new Customer Service Representative for corporate clients!

Group Benefits vs. Salary Increase

It's surprising what your employees would rather have!

Canadian benefits plans out of sync with employee health issues

Studies show benefit plans don't always target the predominant health challenges facing their employees.

What happens when an RESP subscriber dies?

RESPs continue to be a popular way to save for a child’s or grandchild’s education. But what happens when the RESP subscriber...

Introduction to taxation of group benefits

Canada Revenue Agency (CRA) has a number of rules that apply to the taxation of Group Insurance benefits. 

Pension trends: How can plan sponsors manage boomersí unrealistic retirement expectations?

Employees are increasingly responsible for making vital savings and investment decisions to ensure their retirement security. On top of that, the...

Many Ontario workers donít have benefits

One-third of paid employees in Ontario don’t have employer-provided medical or dental benefits, says a report.

Why donít more small businesses have a group retirement plan?

Many studies have shown that employee attraction, retention and engagement are increased when a group retirement plan is in place.

4 Factors Affecting your Benefits Plans

Are your employee benefits plans well positioned for tomorrow?

4 Tips to Manage Dental Plan Costs

Today, the lion’s share of the cost in most employer-sponsored benefits programs in Canada relates to payments for losses arising from...

The next generation of benefits plans

Going forward, smart employers will customize their benefits to stay relevant to employees of all ages

Employees Depend on Workplace Benefits

The 2014 Guardian Workplace Benefits Study finds that 74% of workers rely on benefits they receive at work for their financial...

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429 Exmouth Street #200
Sarnia, ON N7T 5P1, Canada
(519) 337-0807


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Quadrus Group of Funds are trademarks of Quadrus Investment Services Ltd. used with permission.