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  • EXCLUSIVE Adviser of the Chambers Plan !

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    Find out how to apply for coverage, whether your business has one person or dozens of employees.

    EXCLUSIVE Adviser of the Chambers Plan !
  • PROTECT YOUR FAMILY

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    As a brokerage we can offer you with affordable Life Insurance, Healthcare and Dental coverage, Disability Insurance, Critical Illness coverage and Long Term Care.
     
    We also provide Financial and Retirement Planning services.

    PROTECT YOUR FAMILY
  • You May Think It Is Your Business, Home, Cars or Investments ...

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    ...we believe that your most valuable asset is your ability to make a living. Without it, you wouldn't be able to enjoy all the things that make your lifestyle possible. Can you put a price on this?

    You May Think It Is Your Business, Home, Cars or Investments ...

Solutions for Corporations
Solutions for Individuals

Working Together to Benefit You!

We provide expert guidance to corporations and individuals seeking health-care benefits, life insurance, financial solutions and integrated retirement planning.

LBM Consulting is a Sarnia based consulting firm specializing primarily in Employee Benefits and Investments/Retirement Planning. We service all of Southwestern Ontario and have access to every major insurance carrier in Canada and have the ability to make recommendations to suit each individual client's needs. When combining this with the fact that we are free of obligation toward any particular insurance agency or program, it is easy to see the advantage of dealing with a true independent consultant.

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RECENT NEWS
 
What the BREXIT vote means for investors

Dan Lebelle shares insights into what this means to you and how, for some, this is a good opportunity for additional investment.

 
Common Mistakes Made in Wills

What are they?  Watch this short video to find out!

 
NEW Certified Financial Planner - Welcome Dan Lebelle!

LBM Consulting is pleased to announce that Dan Lebelle has joined our team.  

Dan is a Certified Financial Planner with over 10 years ...

 
NEW Financial Services Customer Service Representative

LBM Consulting would like to welcome Annette Campbell as our new CSR for Financial Services.

 
Welcome Melissa Boucher!

We would like to introduce Melissa Boucher as our new Customer Service Representative for corporate clients!

 
Group Benefits vs. Salary Increase

It's surprising what your employees would rather have!

 
Canadian benefits plans out of sync with employee health issues

Studies show benefit plans don't always target the predominant health challenges facing their employees.

 
What happens when an RESP subscriber dies?

RESPs continue to be a popular way to save for a child’s or grandchild’s education. But what happens when the RESP subscriber...

 
Introduction to taxation of group benefits

Canada Revenue Agency (CRA) has a number of rules that apply to the taxation of Group Insurance benefits. 

 
Pension trends: How can plan sponsors manage boomersí unrealistic retirement expectations?

Employees are increasingly responsible for making vital savings and investment decisions to ensure their retirement security. On top of that, the...

 
Many Ontario workers donít have benefits

One-third of paid employees in Ontario don’t have employer-provided medical or dental benefits, says a report.

 
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Many studies have shown that employee attraction, retention and engagement are increased when a group retirement plan is in place.

 
4 Factors Affecting your Benefits Plans

Are your employee benefits plans well positioned for tomorrow?

 
4 Tips to Manage Dental Plan Costs

Today, the lion’s share of the cost in most employer-sponsored benefits programs in Canada relates to payments for losses arising from...

 
The next generation of benefits plans

Going forward, smart employers will customize their benefits to stay relevant to employees of all ages

 
Employees Depend on Workplace Benefits

The 2014 Guardian Workplace Benefits Study finds that 74% of workers rely on benefits they receive at work for their financial...

 
High-cost prescription drug claims double

The number of high-cost prescription drug claims that Canada’s private insurers covered for Canadians with fully insured supplementary...

 
Do retirement plans really attract and retain employees?

Employers agree that retention and attraction of quality employees is one of their biggest goals in the HR department.

 
Mental stress: Understanding the legal risks

According to the Mental Health Commission of Canada, reports released in 2011 and 2012 indicate that mental health illnesses accounted for roughly ...

 
Six Tips for Improving your Pension Communications

Here are six tips to make sure your communications hit the mark.

 
Employers and Employees not on the same Benefits Page

While more than ever Canadian companies realize that a healthy workforce is more productive, there’s often a discrepancy between what...

 
Do you prefer Brand Name drugs over Generic?

If you prefer brand name drugs but your plan only allows generic take a moment to look at these two websites. 

 
The Benefits of Pension Plans

Pensions not only provide retirees with the financial support they need but also provide a benefit to the overall economy.

 
Improving DC plan member engagement

If DC plan sponsors want employees to become more engaged, they need to influence their behaviour, and providing advice to plan members can be one ...

 
Top Estate Planning Mistakes

Two new polls find that estate planning is not enough of a priority for most Canadians. Find out the top mistakes people make - plus ...

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429 Exmouth Street #200
Sarnia, ON N7T 5P1, Canada
(519) 337-0807
 

 

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