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  • Exclusive Provider of Chambers of Commerce Group Insurance Plans


    Exclusive Provider of Chambers of Commerce Group Insurance Plans


    With Affordable Life Insurance, Extended Healthcare and Dental coverage, Short Term and Long Term Disability Insurance, Critical Illness coverage and Long Term Care.

  • You May Think It Is Your Business, Home, Cars or Investments ...


    ...we believe that your most valuable asset is your ability to make a living. Without it, you wouldn't be able to enjoy all the things that make your lifestyle possible. Can you put a price on this?

    You May Think It Is Your Business, Home, Cars or Investments ...

Solutions for Corporations
Solutions for Individuals

LBM Consulting is here for YOU!

We provide expert guidance to corporations and individuals seeking health-care benefits, life insurance, financial solutions and integrated retirement planning.

LBM Consulting is a local, Sarnia based consulting firm specializing primarily in Employee Benefits. We have access to every insurance carrier in Canada and have the ability to make recommendations to suit each individual client's needs. When combining this with the fact that we are free of obligation toward any particular insurance agency or program, it is easy to see the advantage of dealing with a true independent consultant.

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9 Years with LBM Consulting - Barb Pajuk

Congratulations Barb Pajuk of 9 years working for LBM Consulting!

Welcome Melissa Boucher!

We would like to introduce Melissa Boucher as our new Customer Service Representative for corporate clients!

Welcome Jason Tuttle!

LBM Consulting Ltd. would like to welcome a new advisor to our team.

Group Benefits vs. Salary Increase

It's surprising what your employees would rather have!

Canadian benefits plans out of sync with employee health issues

Studies show benefit plans don't always target the predominant health challenges facing their employees.

What happens when an RESP subscriber dies?

RESPs continue to be a popular way to save for a child’s or grandchild’s education. But what happens when the RESP subscriber...

Introduction to taxation of group benefits

Canada Revenue Agency (CRA) has a number of rules that apply to the taxation of Group Insurance benefits. 

Pension trends: How can plan sponsors manage boomersí unrealistic retirement expectations?

Employees are increasingly responsible for making vital savings and investment decisions to ensure their retirement security. On top of that, the...

Many Ontario workers donít have benefits

One-third of paid employees in Ontario don’t have employer-provided medical or dental benefits, says a report.

Why donít more small businesses have a group retirement plan?

Many studies have shown that employee attraction, retention and engagement are increased when a group retirement plan is in place.

4 Factors Affecting your Benefits Plans

Are your employee benefits plans well positioned for tomorrow?

4 Tips to Manage Dental Plan Costs

Today, the lion’s share of the cost in most employer-sponsored benefits programs in Canada relates to payments for losses arising from...

LBM Consulting Welcomes New Team Member!

Katie McLister will be providing added support to Gloria Meere as our newest Customer Service Representative.

The next generation of benefits plans

Going forward, smart employers will customize their benefits to stay relevant to employees of all ages

Employees Depend on Workplace Benefits

The 2014 Guardian Workplace Benefits Study finds that 74% of workers rely on benefits they receive at work for their financial...

High-cost prescription drug claims double

The number of high-cost prescription drug claims that Canada’s private insurers covered for Canadians with fully insured supplementary...

Do retirement plans really attract and retain employees?

Employers agree that retention and attraction of quality employees is one of their biggest goals in the HR department.

Mental stress: Understanding the legal risks

According to the Mental Health Commission of Canada, reports released in 2011 and 2012 indicate that mental health illnesses accounted for roughly ...

Six Tips for Improving your Pension Communications

Here are six tips to make sure your communications hit the mark.

Employers and Employees not on the same Benefits Page

While more than ever Canadian companies realize that a healthy workforce is more productive, there’s often a discrepancy between what...

Do you prefer Brand Name drugs over Generic?

If you prefer brand name drugs but your plan only allows generic take a moment to look at these two websites. 

The Benefits of Pension Plans

Pensions not only provide retirees with the financial support they need but also provide a benefit to the overall economy.

Improving DC plan member engagement

If DC plan sponsors want employees to become more engaged, they need to influence their behaviour, and providing advice to plan members can be one ...

Top Estate Planning Mistakes

Two new polls find that estate planning is not enough of a priority for most Canadians. Find out the top mistakes people make - plus ...

Benefits of an Employee Assistance Program

People seldom get through life without having to deal with some sort of serious personal problem. An Employee Assistance Program can give...

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429 Exmouth Street #200
Sarnia, ON N7T 5P1, Canada
(519) 337-0807


Copyright 2012 LBM Consulting Ltd.